Whole Life Banking

THE ROLE OF CENTRAL BANKS IN PERPETUATING GLOBAL MISALLOCATION OF RESOURCES: Central banks, particularly the Federal Reserve, are integral to the modern economic framework, yet they prioritize financial control and profit over societal well-being. Established in 1913, the Federal Reserve uses a fractional reserve banking system that allows banks to hold only a fraction of their deposits in reserve while lending out the remainder. This system expands the money supply through loans and inherently ties money creation to debt, ensuring the total debt in the economy always exceeds the money in circulation. The Federal Reserve’s creation also coincided with the federal income tax, directly linking citizens’ labor to the government’s debt repayment obligations. This intertwining of earnings and debt perpetuates a cycle of dependency on central banking systems, misallocating resources to serve financial elites rather than society at large. DEBT-BASED MONETARY SYSTEMS: The cornerstone of the Fe...

When people are introduced to the concept of controlling the banking function, they often think it’s too good to be true because they haven’t heard about it before. The common response is, “If this really worked, wouldn’t everyone already know about it?” This skepticism is a result of decades of conditioning that favors conventional financial products, leading individuals to believe there are no viable alternatives. In reality, whole life insurance policies have been used by the wealthy and savvy financial planners for generations, but they and the general public remain largely unaware of whole life banking because it challenges many of the narratives propagated by mainstream financial institutions, educational systems, and the media. Banks and large corporations have a vested interest in keeping the current system of fractional reserve banking and traditional loans in place. These institutions wield significant influence over the media, and financial education is often curated to main...